International Journal of Environmental Research and Public Health
Members’ Experiences and Perceptions of Community Health Fund Implementation in Tanzania: A Comparative Cross-Sectional Study of Two Improved CHF Models in Dodoma and Kilimanjaro Regions
Background: Community-based health insurance is an important strategy for extending healthcare access and financial protection to informal-sector populations. In Tanzania, the Improved Community Health Fund (iCHF) is implemented through region-specific models that differ in benefit packages, premium arrangements, and provider participation. However, evidence on how members experience these different implementation models remains limited. This study compared members’ experiences and perceptions of CHF implementation …